Wealth Management

As independent financial advisors, we have no obligation to sell the products of any company. This independence enables us to “go anywhere” and truly serve the interest of our clients by only recommending the allocations and products that make the most sense for your unique situation.

What is a fiduciary?

As fiduciaries, we ensure that the financial advice we provide you is objective.

Learn how we act in your best interest through our fee-based advisory platform.

“A fiduciary is a person or organization that acts on behalf of another person or persons, putting their clients’ interest ahead of their own, with a duty to preserve good faith and trust. Being a fiduciary thus requires being bound both legally and ethically to act in the other’s best interests.”

Retirement Plan Consulting

A well constructed retirement plan can help employees plan for the future, and help you attract and retain a motivated, productive workforce.

We sign on as co-fiduciaries to your company's retirement plan

With a 401(k), employees are 5x more likely to be engaged1

89% of employees think a retirement plan is important.2

A 5% increase in employee engagement equals 3% revenue growth3

1 “Retirement Security Tops List of Concerns,” Towers Watson Insider, April 2014
2 Employee Job Satisfaction and Engagement Survey, Society For Human Resource Management, November 2014
3 2015 Trends in Global Employee Engagement, AON Hewitt

Co-Fiduciary Responsibility

Our advisors can act as 3(38) investment managers, the highest level of fiduciary responsibility provided by ERISA.  We also provide a secure online portal in which we will store your quarterly reports, meeting minutes, and other important plan documents.

Financial Wellness Education

Participant education is essential to a successful retirement plan.  Working with your retirement plan committee, we can assist in coordinating an education program tailored to your firm’s needs.

Plan Benchmarking

An organization has an ERISA obligation to ensure that what your business is paying for investments, record-keeping, and administration is “reasonable”.  We regularly evaluate the the competitiveness of your plan, conducting independent value and fee benchmarking of your service providers.

Retirement Plan Consulting Services

  • Investment Policy Statement Preparation Assistance
  • Ongoing Investment Monitoring
  • 404(c) Assistance
  • Qualified Default Investment Alternative Assistance
  • Custom Model Portfolios
  • Service Provider Liaison
  • Performance Reports
  • Education Services to Plan Committee
  • Participant Education and Enrollment
  • Fee Benchmarking Services

This information was developed as a general guide to educate plan sponsors, but is not intended as authoritative guidance or tax or legal advice. Each plan has unique requirements, and you should consult your attorney or tax advisor for guidance on your specific situation. In no way does advisor assure that, by using the information provided, plan sponsor will be in compliance with ERISA regulations.

Insurance Protection

Proper life insurance is the cornerstone of every family's financial plan

Our independence allows us to partner with some of the top insurance carriers in the industry, continuously providing our clients with innovative strategies in a challenging environment.

We do not have any proprietary products, sales quotas, or incentives to sell you anything other than the insurance that is right for your specific situation.


Life insurance can provide much needed cash to your beneficiaries, whether it is to pay taxes, pay off household debt, fund your child’s education or replace lost income.


If you are unable to work due to a sickness or injury, disability insurance can help you meet expenses and maintain your standard of living.

Long-term Care

If and when the time comes that you require long-term care, your insurance policy can provide home health aides, skilled nursing, and access to a nursing home.