Do ETFs belong in a retirement account?

Zachary Mineur, CFA, CFP® in GOBankingRates | April 2026

With U.S.-listed ETFs holding more than $14 trillion in assets as of early 2026, exchange-traded funds have become one of the most popular investment vehicles for retirement savings. But not every ETF is built for the long-term. Zachary Mineur was quoted in GOBankingRates identifying two types to approach with caution:

“The two types of ETFs I would advise investors to exercise caution with are leveraged ETFs and ETFs that utilize futures contracts. Holding them for longer periods can erode the return relative to the underlying asset or index.”

Learn more about Zachary Mineur, CFA, CFP®, Chief Investment Officer of Independence Square Advisors, and subscribe to his quarterly market newsletter on LinkedIn.